Published Articles
The Cheapest Insurance Can Be the Best Deal
The cheapest insurance on the market can be the best deal out there. Does that sound too good to be true? It may be hard to believe, but you can get the coverage you need at a great rate just by looking around.Insurance rates constantly fluctuate based on the market. These changes give you the [...]
Directors and Officers Liability - Bleak Days For Directors and Officers
In a June 18th webinar sponsored by Zurich Financial Services in London, a forum was held to discuss director and officer liability exposures.These are bleak days for corporate directors and officers.In 2008 there were over 150,000 insolvencies in Western Europe alone. In the first quarter of 2009, the United States had over 5,000 corporate insolvencies. [...]
How to Choose the Right Public Adjuster
Public Adjusters (PAs) are licensed claims adjusting professionals that represent the policyholder in the calculation, preparation and submission of a claim. They do not work for the insurance company. They work for YOU, the person or business who suffered the loss.Public Adjusters only work on property claims, such as homeowners, apartment complexes, and businesses. They [...]
Claims Adjusters - How to Interview and Evaluate a Claims Adjuster
Claims adjusters are no different than any other group of people. Some are trainees, some have limited experience and training, and some have lots of experience and training.But how will you know what kind of adjuster you will be assigned when you have an insurance claim? Adjusters don’t show up and hand you a copy [...]
Correct Cover Vital For Couriers
No matter what your occupation, carrying out a job as safely as possible is really important, for your benefit as well as that of others. Some days it can seem that too much emphasis is put on health and safety, and there is a culture of blame surrounding any sort of accident. One of [...]
Mr Agent, Whole Life, Investment Linked Policy (ILP) Or Term Insurance?
For the benefits of those who don’t know what each of those covers, I will give a little introduction below. If you know what they are, just skip all the way down to after the line of asterisks. All the amount is in SGD dollars.(You will see I use a lot of terms like “usually” [...]
Medigap Leads Using Custom Filters
You must be aware that if you live in the US and you are at an age over sixty-five then you certainly are entitled for a number of government insurance plans which is also known as Medicare. Most of the people still are not quite sure that if they purchase any of the Medicare supplement [...]
What is Accidental Death and Dismemberment (AD&D) Insurance?
Accidents are a leading cause of death and disability, especially in young people. In fact, 25% of traffic fatalities in America involve a young person under 25 according to the Census Bureau. Worldwide, nearly 400,000 people under the age of 25 die every year in traffic accidents according to the World Health Organization. There are [...]
Getting Surety Bonds Before There Was Google
Before the Internet revolutionized the way individuals purchase Surety bonds the principal had to first find an agency that wrote them. Clients would look for months to find an agency that writes them, but just because they write surety bonds does not mean that they will write one for you.What I meant by that is [...]
Event Insurance and How to Choose the Right Policy
When organizing an event, it is important to consider getting event insurance. This can cover all types of events no matter how small or large they are and can cover everything from weddings to corporate functions.Wedding insurance, for example, has recently been introduced by many of the leading providers and has become an important part [...]
